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Payments Unleashed

Unlock business growth 
with embedded payments

Payments aren’t working for businesses. Our software-driven payment services power innovation and deliver automation, security and control.

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Explore our solutions
Business Payments
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Business payments simplified. 24/7.

Join 1,000s of businesses of all sizes, accountants, bookkeepers and payroll bureaus that use Modulr Business Payments to streamline how they manage accounts payable and payroll processes. Get started in minutes.

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Travel
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One platform for all travel payments.

Remove the complexity of global supplier payments with Modulr's comprehensive suite of travel payments embedded in your technology provider of choice, accessed through a user-friendly online portal or quickly integrated with our comprehensive API.

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Merchant Payments
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Create the payment experience your 
merchants demand. 

Outperform acquisition and retention metrics with instant and on-demand fund disbursements. Create superior checkout experiences with Modulr collections products, Payment Initiation Service and Direct Debits.

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Lending & Wage Advance
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Fund your clients instantly and always collect. 

Your underwriting platform doesn’t take a break, nor should your payments processes. Fund your clients instantly 24/7 and build collection workflows that offer choice and optimise customer experience with a suite of collection products.

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Investment & Wealth
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Payment infrastructure for investment firms.

Build your client portfolio on a robust and scalable foundation. Use Modulr to optimise and segregate fund flows with instant-issue accounts, inbound payment notifications and instant disbursements. 

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Find your solution

One platform, endless possibilities. Learn how Modulr helps customers in other sectors.

Explore solutions in other markets See Resources
Products

Select the products you need to optimise your payments.

Our industry-leading platform provides the highest level of automation, insight and control. Configure our product modules to streamline your business processes and manage complex payment flows. Available 24/7 via our API or portal.

 

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Accounts
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Pay-ins & collections
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Pay-outs
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Cards
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Fraud & Risk
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Integrations
Why Modulr
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Deeply integrated into the payments ecosystem in the UK and Europe.

We are direct participants of Faster Payments and Bacs, with settlement accounts at the Bank of England. Our connectivity extends to CHAPS, SEPA, and SWIFT through partnerships with leading global and European transaction banks. We are also principal issuing members of both Mastercard and Visa.

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BusPay_Upload
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Regulated in the UK and Europe with governance at our core.

Our regulatory permissions and governance structure underpin our business. We are licensed as an electronic money institution (EMI) in the UK by the Financial Conduct Authority, in the Netherlands by De Nederlandsche Bank. and have passported our Dutch permissions across the EEA.

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A secure and scalable platform for mission-critical payment operations.

We are trusted by thousands of businesses of all sizes across Europe to deliver mission-critical payment services at scale with our 24/7 operations and multi-zone cloud-based microservices platform certified for ISO27001:2022 and PCI-DSS compliance.

 

200m

Annualised transactions

>100bn

Annualised payments volume

>12

Payment clearing methods
Si Brayshaw
Head of Payments

"A fast and easy solution for our partners and customers, with all of the licensing and regulations we needed to operate in this space - all via a single API."

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Ben Preston-Marriott
Product Director

"Modulr has enabled us to streamline a lot of internal process and pass on significant benefits to the customer. So now, we can advertise the fact that we offer fast online decisions and speedy money transfers, and that's all thanks to Modulr’s embedded payments solution."

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Carl Hirschson
Product Manager

"The customer service has been a particular highlight for me. We see that our success together is a priority for Modulr, which is incomparable to what we had before."

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Dave Robinson
COO and Deputy CEO

"Modulr's technology is where the future of payments in the travel industry is headed. With Modulr we receive a range of benefits that other financial technology companies simply cannot provide, all in one place."

Jacqueline May
Head of Payroll

"We were watching a demo and thinking ‘there’s got to be a catch’, but there isn’t. It really is that good."

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BrightPay Black
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Built for Developers

Choose what works for you, build your platform in a modular way and get moving quickly.

Explore documentation
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Extensive library of user and implementation guides
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Full API reference for all products 
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Sandbox with live environment emulation  
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curl --request POST --url https://api-sandbox.modulrfinance.com/api-sandbox- token/payments --header 'accept: application/json' --header 'authorization: <API KEY>' --header 'content-type: application/json;charset=UTF-8' --data '{"amount":10,"destination": {"accountNumber":"12445678","name":"My beneficiary","sortCode":"000000","type":"SCAN"},"reference": "My payment","sourceAccountId":"<YOUR ACCOUNT ID>"}'

99.99%

Platform availability

<250ms

API response time

>30

API requests per second