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Why Modulr

Your payments, simplified and secure

Managing payments can be complex and time-consuming. With Modulr, securely embed payments and accounts into your platform for higher efficiency, a smoother experience and more time to grow your business.

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Why Modulr

Connected to the
payments ecosystem

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Directly connected
Our direct access to major payment networks eliminates the complexities of using multiple intermediaries. We are direct participants of Faster Payments and Bacs, with settlement accounts at the Bank of England and principal issuing members of Mastercard and Visa.
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Partners with leading banks
We partner with leading transaction banks to provide SEPA services across Europe and to access the global SWIFT network.
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Part of the wider payments ecosystem
We are active members of a number of payments organisations, collaborating to drive change across the industry.
Why Modulr

Secure and scalable

Our cloud-first platform is built to operate at scale and at the highest levels of security to protect your data, business and customers. We continually assess our controls and the risks we face against internal and external threats and work closely with a number of security organisations.

Why Modulr

Protecting customers from fraud

The security of your money is our top priority. We have a number of anti-fraud measures in place and play an active role in cross-industry organisations working to tackle financial crime, both to prevent fraud at source and to ensure best practices are followed when fraud does occur.

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Si Brayshaw
Director of Payments
"We wanted to ensure we found the right partner for the long term. Modulr stood out, based on the other successful tech and fintech companies they were already partnering with. This was a big seal of approval for us at Motorway."
Why Modulr

Regulatory compliance, risk management and governance

Our regulatory permissions, approach to risk management and governance structure underpin our business.

We are licensed as an electronic money institution (EMI) in the UK by the Financial Conduct Authority (FCA) and in the Netherlands by De Nederlandsche Bank (DNB). We have passported our Dutch permissions across the EEA and have established branches in Ireland, Spain and France to deliver localised services in these countries.

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The Board of Directors for each of our regulated entities is accountable for setting risk appetite, delegating oversight of risk management to each regulated entity's Audit and Risk Committee, leveraging a three lines of defence model.


Our Executive Leadership Team is responsible for the execution of our business strategy whilst at all times upholding a culture focused on risk and compliance. This is underpinned by a rigorous governance structure, embedded within our business operations and overseen by our Executive Leadership Team.

Meet our leadership team
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