Connected to the payments ecosystem
Secure and scalable
Our cloud-first platform is built to operate at scale and at the highest levels of security to protect your data, business and customers. We continually assess our controls and the risks we face against internal and external threats and work closely with a number of security organisations.
Protecting customers from fraud
The security of your money is our top priority. We have a number of anti-fraud measures in place and play an active role in cross-industry organisations working to tackle financial crime, both to prevent fraud at source and to ensure best practices are followed when fraud does occur.
Regulatory compliance, risk management and governance
Our regulatory permissions, approach to risk management and governance structure underpin our business.
We are licensed as an electronic money institution (EMI) in the UK by the Financial Conduct Authority (FCA) and in the Netherlands by De Nederlandsche Bank (DNB). We have passported our Dutch permissions across the EEA and have established branches in Ireland, Spain and France to deliver localised services in these countries.
The Board of Directors for each of our regulated entities is accountable for setting risk appetite, delegating oversight of risk management to each regulated entity's Audit and Risk Committee, leveraging a three lines of defence model.
Our Executive Leadership Team is responsible for the execution of our business strategy whilst at all times upholding a culture focused on risk and compliance. This is underpinned by a rigorous governance structure, embedded within our business operations and overseen by our Executive Leadership Team.
