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Merchant_Hero
Solution

Designed for 
Merchant Payments

Outperform acquisition and retention metrics with instant and on-demand fund disbursements. Create superior checkout experiences with our suite of collection products.

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Powering leading Merchant Services
and Open Banking providers
Merchant Payments

Who we work with.

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Merchant Services providers

Major Acquirers, PSPs and Payment Facilitators use Modulr to expand and retain merchants' relationships with our disbursement and collection services.
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Open Banking providers

We enable leading Open Banking providers to grow revenue and margins by embedding collection accounts as part of their merchant offer.
Solutions

The payment infrastructure your merchants demand

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Instant and on-demand disbursements

Use Modulr pay-outs to enable instant and on-demand disbursements, differentiating your services and improving retention.
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Expand the checkout experience

Help your merchants optimise their margins by expanding your checkout experiences with Direct Debit and Open Banking payment initiation services.
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Embedded merchant accounts

Provide your merchants with real-time visibility into settled or failed payments and refunds by embedding merchant accounts and real-time notifications in your product portfolio.
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Ready to get started? Speak to our team.

Why Modulr

Built to handle the complexity of global payments.

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Secure
We operate a multi-layer secure infrastructure built to keep your funds safe.
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Regulated
We are regulated as an electronic money institution (EMI) in the UK by the Financial Conduct Authority (FCA) and in Europe by De Nederlandsche Bank (DNB).
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Trusted
We deliver mission-critical payment services to 1,000s of business across the UK and Europe.
Carl Hirschson
Product Manager
“We’re all on a journey to improve financial services and it feels like we’re innovating and growing together, which is a really nice partnership to be in.
Built for Developers

Choose what works for you, build your platform in a modular way and get moving quickly.

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Extensive library of user guides and implementation documents 
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Full API reference for all products 
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Sandbox with live environment emulation  
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curl --request POST --url https://api-sandbox.modulrfinance.com/api-sandbox- token/payments --header 'accept: application/json' --header 'authorization: <API KEY>' --header 'content-type: application/json;charset=UTF-8' --data '{"amount":10,"destination": {"accountNumber":"12445678","name":"My beneficiary","sortCode":"000000","type":"SCAN"},"reference": "My payment","sourceAccountId":"<YOUR ACCOUNT ID>"}'

99.99%

Platform availability

<250ms

API response time

>30

API requests per second