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Lend_Hero
Solution

Designed for Lending & Wage Advance

Fund your clients instantly 24/7 and build collection workflows that offer choice and optimise customer experience.

Contact sales
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Powering leading brands
Lending & Wage Advance

Who we work with.

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Business Lenders

We work with leading business lenders to help them to scale by streamlining payment collections, enabling instant money transfers, and simplifying financial tracking.
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Consumer Lenders & Wage Advance

We provide the financial infrastructure and tools to consumer lenders, wage advance and financial wellbeing platforms to drive innovation in consumer finance.
Solutions

Collect and pay in real time with our payments infrastructure

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Collections re-imagined

Build collection flows that make it easy for your customers to pay you at every stage of their lifecycle. Get started quickly with our powerful API.
Learn more about pay-ins and collections
Lend_Collections
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Fund customers in real time

Ensure your customers receive their funds instantly, any time, any day. Integrate with our API for real-time, 24/7 disbursements.

Learn more about pay-outs
Lend_Fund
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Streamline reconciliations

Save time, reconcile and close books faster with real-time notification and instant data on pay-ins, collections, account balances and pay-outs.
Learn more about our API
Lend_Stream
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Power your business model

Effortlessly scale your business model with Modulr's integrated products. Our robust payment infrastructure powers invoice and revenue finance, wage advances, and a multitude of other lending products.
Speak to our team to learn more
Lend_Power

Ready to get started? Speak to our team.

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Why Modulr

Built to handle the complexity of global payments.

Learn more about Modulr
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Secure
We operate a multi-layer secure infrastructure built to keep your funds safe.
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Regulated

We are regulated as an electronic money institution (EMI) in the UK by the Financial Conduct Authority (FCA) and in Europe by De Nederlandsche Bank (DNB).



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Trusted
We deliver mission-critical payment services to 1,000s of business across the UK and Europe.
Robert Keown-Boyd
Payroll Administrator

"What Modulr does really well is plumb a lot of our key services together. We wouldn’t have been able to create this type of service without Modulr."

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Rob Straathof
CEO

"Modulr has made the customer journey a lot slicker, smoother and faster, which has allowed us to invest more in customer experience, customer service, and hopefully, continue to grow the business."

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Ben Preston-Marriott
Product Director

"All in all, Modulr’s reduced the time we spend on admin by at least 75%. It’s been remarkable."

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Tim Phillip
Chief Operating Officer

 "Quite simply, Modulr offered a great solution for our business needs. Where we were faced with complexity, which would have slowed development, Modulr has brought us simplicity, clarity, speed to market and great service"

Built for Developers

Choose what works for you, build your platform in a modular way and get moving quickly.

Explore documentation
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Extensive library of user and implementation guides
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Full API reference for all products 
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Sandbox with live environment emulation  
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curl --request POST --url https://api-sandbox.modulrfinance.com/api-sandbox- token/payments --header 'accept: application/json' --header 'authorization: <API KEY>' --header 'content-type: application/json;charset=UTF-8' --data '{"amount":10,"destination": {"accountNumber":"12445678","name":"My beneficiary","sortCode":"000000","type":"SCAN"},"reference": "My payment","sourceAccountId":"<YOUR ACCOUNT ID>"}'

99.99%

Platform availability

<250ms

API response time

>30

API requests per second